Each member's interest rate is based on his/her individual credit score.
Loan
Type
Term
Rate
*APR
New Auto
*vehicles must have less than 20,000 miles & 2008 or newer for new car rates.
36 months
2.99%-
9.99%
2.99%-
9.99%
48 Months
3.19%-
10.19%
3.19%-
10.19%
60 Months
3.19% -
10.19%
3.19% -10.19%
72 Months
3.99% - 10.99%
3.99% - 10.99%
84 Months
4.99% - 11.99%
4.99% - 11.99%
New Auto - Balloon Rate
84 Mo / 3 Yr
Balloon
3.59% - 5.59%
3.59% - 5.59%
84 Mo. / 4 Yr
Balloon
3.69% - 5.69%
3.69% - 5.69%
Used Auto: 2006 & newer, Retail Value
36 Months
2.99%- 9.99%
2.99%- 9.99%
48 Months
3.99%- 10.99%
3.99%- 10.99%
60 Months
3.99%- 10.99%
3.99%- 10.99%
Used Auto: 2005 & older, Loan Value
up to 60 Months
5.49%- 12.49%
5.49%- 12.49%
New Boat, Motorcycle, Camper & 4 Wheeler, Loan Value
80 % of retail up to 60 months
4.60%-
11.60%
4.60%-
11.60%
Used Boat, Motorcycle, Camper & 4 Wheeler, Loan Value
60 Months
5.60%-
12.60%
5.60%-
12.60%
Share Secured
****
5.50%
5.50%
CD Secured
****
+1.50%
+1.50%
12/12/12
12 months
12.00%
12.00%
Life Improvement Loan
****
6.75%
- 13.75%
6.75%
- 13.75%
Co-Signer
****
7.75%
- 14.75%
7.75%
- 14.75%
Signature
****
7.75%
- 14.75%
7.75%
- 14.75%
Home Equity
5 year
3.35%- 5.85%
3.40%- 5.90%
Home Equity
10 year
3.99%- 6.49%
4.02%- 6.52%
First Mortgage - Fixed
10 year
3.75%- 6.25%
3.98%-6.50%
First Mortgage - Fixed
15 year
3.99%- 6.49%
4.15%-6.67%
First Mortgage - Fixed
20 year
4.50%- 7.00%
4.63%-7.15%
First Mortgage -
ARM (5 year adjustable)
25 year
3.49%- 5.99%
4.62%-7.08%
First Mortgage -
ARM (10 year Fixed/5 year adjustable)
25 year
3.99%- 6.49%
4.63%- 7.09%
First Mortgage -
ARM (5 year adjustable)
30 year
3.49%- 5.99%
4.62%- 7.08%
First Mortgage -
ARM (10 year Fixed/5 year adjustable)
30 year
3.99%- 6.49%
4.63%- 7.09%
HELOC - Home Equity Line
of Credit *
****
Prime Rate
Land Loan
10 year
6.50% - 9.00%
6.54%- 9.04%
Construction Loan
15 year
See Loan Dept.
*APR (Annual Percentage Rate) is based on $100,000 loan amount for an 80% LTV purchase and reflects
prepaid finance charges. Rates quoted are our best rates and subject to change without prior notice. Your rate may vary depending upon your credit history.
All Credit Union loan programs, rates, terms and
conditions are subject to change without notice.
Contact the Credit Union for additional information
and rates on other available accounts: 423-743-9192
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