Each member's interest rate is based on his/her individual credit score.
Loan
Type
Term
Rate
*APR
New Auto
*Plus any 2005 model or newer that has less than 20,000 miles can be considered new!
36 months
5.34%-
12.34%
5.34%-
12.34%
48 Months
5.44%-
12.44%
5.44- 12.44%
60 Months
5.54% -
12.54%
5.54% - 12.54%
72 Months
5.79% - 12.79%
5.79% -
12.79%
Used Auto: 2001 & newer, Retail Value
60 Months
6.29%- 13.29%
6.29%- 13.29%
Used Auto: 2000 & older, Loan Value
60 Months
7.29%- 14.29%
7.29%- 14.29%
New Boat, Motorcycle, Camper & 4 Wheeler, Loan Value
60 Months
6.54%-
13.54%
6.54%-
13.54%
Used Boat, Motorcycle, Camper & 4 Wheeler, Loan Value
60 Months
7.54%-
14.54%
7.54%-
14.54%
Share Secured
****
5.50%
5.50%
CD Secured
****
+1.50%
+1.50%
12/12/12
12 months
12.00%
12.00%
Co-Signer
****
8.04%
- 15.04%
8.04%
- 15.04%
Signature
****
8.04%
- 15.04%
8.04%
- 15.04%
Home Equity
5 year
5.29%- 7.79%
5.360%- 7.863%
Home Equity
10 year
6.16%- 8.66%
6.1998%- 8.7029%
First Mortgage
15 year
5.99%- 8.49%
6.019%-8.522%
First Mortgage -
ARM (5 year adjustable)
25 year
5.29%- 7.79%
7.240%- 9.561%
HELOC - Home Equity Line
of Credit *
****
Prime Rate
Land Loan
10 year
7.00% - 9.500%
7.04%- 9.54%
Construction Loan
15 year
See Loan Dept.
*APR (Annual Percentage Rate) is based on $100,000 loan amount for an 80% LTV purchase and reflects
prepaid finance charges. Rates quoted are our best rates and subject to change without prior notice. Your rate may vary depending upon your credit history.
All Credit Union loan programs, rates, terms and
conditions are subject to change without notice.
Contact the Credit Union for additional information
and rates on other available accounts: 423-743-9192
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