Miscellaneous Loans
Signature/Co-Maker Loans (Unsecured - Based on Credit)
- Up to 60 months financing
- Simple Interest
Share Secured
USING MONEY IN YOUR SHARE ACCOUNT AS COLLATERAL FOR A LOAN
- Up to 24 months financing
- Low interest rate on loan while still earning interest on your share deposit
- Simple Interest
- Available share balance increases as loan balance decreases
- No credit check required
CD Secured
USING MONEY IN YOUR CD AS COLLATERAL FOR A LOAN
- Up to 60 months financing – Loan pay off date must coincide with CD maturity date
- Low interest rate on loan while still earning dividends on your CD
- Simple Interest
- Available CD balance increases as loan balance decreases
- No credit check required
Build Your Credit Loans
Borrow up to $1,000 for up to 12 months using the loan money as collateral for the loan.
At the end of 12 months when the loan is paid off, you have established credit and the money in the savings account is yours!
Student Loans
Get the money you need to help make higher education happen. Student loans from Clinchfield FCU in partnership with Sallie Mae® could help!
For those attending or borrowing for a student attending a degree-granting institution
Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty
- Multiple repayment options
Learn which loan is right for you
Undergraduate
Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school
Graduate
Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees
MBA Loan
Pay for your business school expenses as you pursue your Masters of Business Administration degree
The graduate loan suite is designed to meet the needs of students in specific fields of study.
Parents
Parent Loan
Help your student by taking responsibility with a loan in your name
Learn which loan is right for you