First Mortgages

10, 15, 20 Year Fixed Rate

• 80% loan-to-value financing based on appraised value
• Simple interest
• No Pre-payment penalties
• ¾% Origination Fee
• Must be primary residence

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25 and 30 Year Adjustable Rate Mortgage

• Rate adjustment every 5 years or 10/5 years or 5/1
• 80% loan-to-value financing based on appraised value
• Simple interest
• ¾% Origination Fee
• No prepayment penalties
• Must be primary residence

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Mortgage Loan Checklist

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Now Lending for Certain Investment Rental Properties!

Property Types Include:

• A house or mobile home (not the primary residence)
• An apartment or condomininium (up to 4 units)
• Unimproved land zoned for 1-4 family residential use
• 10-15 years Fixed Rate

See one of our mortgage lenders for details and qualification requirements! Restrictions may apply.

The deed to the property must be in an individual's name.

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Construction and Land

• Construction Loans - up to 30 years 80% LTV
• Land Loans - 10 years 75% LTV
• Fixed rate converts to permanent finance

More Lending...

Loan Services

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