First Mortgages
10, 15, 20 Year Fixed Rate
- 80% loan-to-value financing based on appraised value
- Simple interest
- No Pre-payment penalties
- ¾% Origination Fee
- Must be primary residence
25 and 30 Year Adjustable Rate Mortgage
- Rate adjustment every 5 years or 10/5 years or 5/1
- 80% loan-to-value financing based on appraised value
- Simple interest
- ¾% Origination Fee
- No prepayment penalties
- Must be primary residence
Mortgage Loan Checklist
Now Lending for Certain Investment Rental Properties!
Property Types Include:
- A house or mobile home (not the primary residence)
- An apartment or condomininium (up to 4 units)
- Unimproved land zoned for 1-4 family residential use
- 10-15 years Fixed Rate
See one of our mortgage lenders for details and qualification requirements! Restrictions may apply.
The deed to the property must be in an individual's name.
Construction and Land
- Construction Loans - up to 30 years 80% LTV
- Land Loans - 10 years 75% LTV
- Fixed rate converts to permanent finance