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Clinchfield Federal Credit Union
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First Mortgages


10, 15, 20 Year Fixed Rate
  • 80% loan-to-value financing based on appraised value
  • Simple interest
  • No Pre-payment penalties
  • ¾% Origination Fee
  • Must be primary residence

25 and 30 Year Adjustable Rate Mortgage
  • Rate adjustment every 5 years or 10/5 years or 5/1
  • 80% loan-to-value financing based on appraised value
  • Simple interest
  • ¾% Origination Fee
  • No prepayment penalties
  • Must be primary residence

Acrobat File Mortgage Loan Checklist
Now Lending for Certain Investment Rental Properties!
Property Types Include:
  • A house or mobile home (not the primary residence)
  • An apartment or condomininium (up to 4 units)
  • Unimproved land zoned for 1-4 family residential use
  • 10-15 years Fixed Rate
See one of our mortgage lenders for details and qualification requirements! Restrictions may apply.

The deed to the property must be in an individual's name.
Construction and Land
  • Construction Loans - up to 30 years 80% LTV
  • Land Loans - 10 years 75% LTV
  • Fixed rate converts to permanent finance

More Lending...

Loan Services

Mortgage Loans

Home Equity Auto Loans Recreational/Camper Miscellaneous Loans Loan Calculator Loan Application Loan Protection

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Contact Us

For general questions, information concerning our products and services, or problems with the website or home banking:
Phone: (423) 743-9192 Fax: (423) 743-6156
Clinchfield Connection Voice Response: (800) 724-7442

Routing Number: 264278872

More Contact information.
Read our Privacy Notice and Mobile App Privacy Policy
Read the Fair Housing Act Disclosure
Read the Home Equity Disclosure

View our Sitemap. Read our Accessibility Statement

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NCUA
Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

America's Credit Unions

US Department of the Treasury Certified CDFI
U.S. Department of the Treasury CERTIFIED CDFI - CDFI Fund - Financial Institutions Fostering Community Growth

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