An Individual Retirement Account (IRA) is a tax-deferred savings investment plan that provides security for your retirement and the possibility of tax-deductible contributions. (Please consult your tax advisor for items pertaining to tax deductibility). 401K Retirement Plans can be rolled over to a Traditional IRA. With all your funds at the credit union, you can perform all IRA transactions – such as taking distributions, naming beneficiaries, and handling periodic payments – in one place. All IRAs are automatically renewed unless specified otherwise. A $1,000 minimum deposit is required to open an IRA.
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