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Share Draft Accounts (Checking)

Your Checking account will never have a monthly service fee. No minimum balance is required. You will receive a free Mastercard debit card and will never have a fee for CFCU ATM usage. You will receive a monthly statement (e-statement or paper statement).


Courtesy Pay

Smiling stick figure with the word 'HURRAY!' Most of us have found ourselves facing an occasional cash shortfall, be it the result of a checkbook error or an unexpected bill. If you have ever accidentally bounced a check or had a declined debit card, it can be an embarrassing experience! Courtesy Pay is intended to cover these situations, along with many others, up to $250 ($30 fee per transaction). You may be eligible for Courtesy Pay if you are at least 21 years of age, your account has been open for at least ninety (90) days, and you maintain your account in good standing, which includes but is not limited to:
  • Make regular deposits and bringing the account to a positive balance at least every 30 days;

  • Have a valid address;

  • Have signed an Overdraft Protection Opt-In Form with the Credit Union;

  • Not have caused a loss to the Credit Union;

  • Do not have a (any) delinquent loan(s) with the Credit Union.
Download Courtesy Pay Disclosure and Opt-In Form

More Accounts...

Regular Shares

Share Drafts

Christmas Club IRAs Share Certificates



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Contact Us

For general questions, information concerning our products and services, or problems with the website or home banking:
Phone: (423) 743-9192
Text: (423) 743-9192
Fax: (423) 743-6156
Clinchfield Connection Voice Response: (800) 724-7442

Routing Number: 264278872

More Contact information.
Read our Privacy Notice and Mobile App Privacy Policy
Read the Fair Housing Act Disclosure
Read the Home Equity Disclosure

View our Sitemap. Read our Accessibility Statement

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NCUA
Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

America's Credit Unions

US Department of the Treasury Certified CDFI
U.S. Department of the Treasury CERTIFIED CDFI - CDFI Fund - Financial Institutions Fostering Community Growth

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