Our Mission, Vision & Values

In 1947, Clinchfield Federal Credit Union was founded as a financial cooperative for Clinchfield Railroad workers. During the 1980s and 1990s, the credit union opened its doors to many other area groups and businesses and in 2009 CFCU became a low income designated-chartered credit union. In 2017, CFCU obtained the Community Development Financial Institution (CDFI) Designation in order to expand economic opportunity for underserved people in the community, therefore supporting its primary mission of promoting community development.
Since 1947, the Credit Union has provided quality financial services to help members achieve financial goals while operating in the cooperative spirit. Management and staff are committed to serving individuals with a combination of friendly personal service, technologically-advanced delivery systems, and products that meet the needs of members.
At Clinchfield Federal Credit Union, our mission statement is to provide quality service to members while maintaining sound, profitable, and stable growth within the Credit Union community. CFCU values the growth of people over profits, relationships over revenue, and community over credit score. The entire culture and service mindset embodies the “People Helping People” philosophy.