Consumer Loan Rates: Clinchfield FCU

Consumer Loan Rates

Effective as of
For most accurate quote, give one of our loan officers a call.

*Members with active share draft (checking) accounts may qualify for additional discounts! All Interest Rates listed are our best rates and subject to change without notice. Member’s rate may vary depending upon his/her credit history. See loan officer for specific qualifications. Other restrictions may apply. Terms may vary. Not all will qualify.

Term	APR*
New Vehicle Loans - Models 5 years or newer 125% financing available. No minimum loan amount.
36-84 Months	4.90% - 13.10%
Used Vehicle Loans - Models 6 to 10 years old 125% financing available.
36-72 Months	5.15% - 13.25%
Used Vehicle Loans - Models 11 to 19 years old 100% financing available. See loan department for models over 20 years and for classic cars.
24-60 Months	6.05% - 15.15%
New Recreational Equipment Loans - Models 5 years or newer
36-84 Month	5.60% - 15.50%
New Camper/Motorhome Loans - Models 5 years or newer
48-180 Months	5.55% - 17.20%
Used Recreational Equipment/Camper/Motorhome Loans
See Loan Department
Share Secured Loans
Up to 24 Months	+2.00% above Share Rate
Share Certificate Secured Loans
Up to 60 Months	+2.00% above Share Certificate Rate
Signature/Co-Signer Loans
Up to 60 Months	8.49% - 17.99%
Line of Credit Loans
Up to 60 Months	11.80% - 18.00%
APR = Annual Percentage Rate. The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history, underwriting criteria and loan amount. Certain restrictions may apply. We do not have early payoff penalties. We report to the following credit bureaus: Transunion, Equifax, and Experian. Consumer loans have a 25 day grace period.